Outdoor Educators Insurance Risk Management
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We are proud to introduce you to Payne Financials Outdoor Educators Insurance & Risk Management Program. We are an independent insurance agency that offers custom insurance and risk management programs to businesses that incorporate outdoor activities at various levels. Whether it is educating children at a nature class or giving adults thrills through your adventure company, we have the experience and knowledge to protect your business.
OEI has handled the Grand Canyon Association and Institute’s general liability, property and auto insurance for the past five years.  During that time they have proven to have an understanding of our business and have developed insurance programs that adequately protect the association and field institute.  The service they have provided has exceeded our expectations. 

We would recommend the services of OEI to any business that is in the market for insurance products.

- Mike Buchheit
Director, Grand Canyon Field Institute

- John Pearson
Chief Financial Officer, Grand Canyon Association/ Institute 
Over the past decade OEI has become a national leader in outdoor insurance and risk management. Our philosophy makes our programs very successful.

We act as a business partner more than the traditional “agent” who simply purchases and places insurance. We identify "What Keeps You Up at Night” and where you are most vulnerable for financial loss.

Through our program we create custom insurance policies that protect businesses like yours from the unique liabilities faced in the outdoors. We are able to make the program affordable and maximize your coverage, because each program is customized to your needs rather than a “one size fits all” approach.
Protection Available

Directors & Officers
Employment Practices
Liability
Professional
Medical
Auto
Umbrella
Property
Equipment
Custom Outdoor Coverage's
We have teamed up with the experts at the Outdoor Safety Institute to provide each OEI client with a custom Risk Management Assessment.  The best way to protect against financial loss is to prevent accidents from occurring in the first place.

This valuable tool will assist you by identifying hazards and improving safety in your business.